Plaintiff Funding Services FAQ's

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Private Real State FAQ's

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Commercial Mortgage FAQ's

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Business Loans FAQ's

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Restaurant Finance FAQ's

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Merchant Service Processing FAQ's

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Payroll Services FAQ's

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Insurance Service FAQ's

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Financial Planners FAQ's

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Business Start Up Services FAQ's

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Tax Preparation and Tax Services FAQ's

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ATM Machines FAQ's

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Title Companies FAQ's

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Residential Mortgages FAQ's

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Real Estate Sales FAQ's

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Property Management Services FAQ's

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Plaintiff Funding Services FAQ's

  • What is an advance on my personal injury case?
  • An advance on your case is simply taking a portion of your expected settlement NOW instead of waiting for it later. Our money is funded to you usually within 48 hours to assist you with anything ranging from living expenses, bills, or some time away to relax.


  •  When do I pay my funding advance against my case back?
  • You don't have to worry about paying us back at all!  We are paid back out of your settlement proceeds when your case settles.  Our advance is not viewed as a loan, will not show up on your credit report, and will not effect your credit score.


  • What if I lose my case?
  • If you lose your case, you OWE US NOTHING.  That's right - if your case does not settle, or you lose your case, you don't owe us one cent.


  • How quickly can I get cash?
  • Our process is designed to be fast.  We put a check in your hands in 48 hours!


  • How do I know if I qualify?
  • Simple -

    Do you have a personal injury case?

    Are you represented by an attorney?

    If you answered yes to these two questions, you are PRE-APPROVED!

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    Private Real State FAQ's

  • What is a private money loan?
  • A private money loan, or a hard money loan, is a loan made by an investor based on the underlying collateral (Real Estate). These loans are typically at a much higher interest rate than conventional loans and are for a much shorter term, typically 6 months to 2 years.


  • Do you lend on Residential Properties?
  • No. We only lend on commercial properties.


  • Do you finance Raw Land?
  • No. We only finance commercial property with income potential.


  • Do you finance owner occupied properties?
  • No. We only lend on investment properties.


  • What is LTV?
  • LTV is a term in the lending industry for Loan to Value. It is the relationship between the amount of the loan against the value of the property.


  • What is an LOI?
  • An LOI is a Letter of Intent, or a Letter of Interest. This is typically used in the industry to communicate initial terms to the borrower, and have a rough structure to the proposed transaction.


  • Do you offer 100% Financing?
  • No. Our typical LTV (Loan to Value) does not exceed 65% of the value of the property.


  • How long of a loan do you offer?
  • Our typical loan term is for 12 months.


  • Are your loans interest only payments?
  • Yes. Our loans are typically structured with interest only payments.


  • Can I use other property I own as additional collateral for a higher loan amount?
  • Yes. Additional collateral is taken into consideration when making an offer to you.


  • What are your interest rates?
  • Interest rates vary from deal to deal. Each deal is negotiated and priced by our team.


  • Do you finance Construction Projects?
  • Yes. We entertain both ground up as well as rehab construction projects.


  • How long does your process take?
  • At times, we have closed in as little as 3 business days. This is not the norm. Our process typically takes about 2 - 3 weeks from start to finish.

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    Commercial Mortgage FAQ's -

  • Is W.A.D. a direct lender for commercial deals?
  • W.A.D. is a direct lender for private mortgage transactions. For traditional deals, W.A.D. functions as a mortgage broker presenting your deal scenario to multiple conventional lenders and delivering the best rates and terms to you.


  • What is the fee that W.A.D. charges for mortgage brokerage services?
  • The fee that we charge varies from deal to deal. We do not have a set price for our services. Each deal with be priced with the customers best interests in mind

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    Business Loans FAQ's -

  • How long do I have to be in business to qualify for a business loan?
  • It depends. If we are presenting your deal to a bank, typically 12 months or so. If we are presenting your deal to one of our private equity sources, or considering funding your loan request internally with our own capital, length of time in business is irrelevant. Decisions to fund will be based on the merits of the overall business plan, and the confidence that W.A.D. or one of it's investment partners has in the principles.


  • Are these loans based on my personal credit?
  • If we are working with a bank for your loan or line of credit, yes. Other capital sources do not rely so much on personal credit scores.


  • I have bad credit. Can I still qualify?
  • Yes. Bad credit is OK. As long as you are in business and making new sales every month, we have money available for you!

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    Restaurant Finance FAQ's -

  • How do I qualify for an advance?
  • An advance is determined by your credit card sales and your overall monthly business deposits. We have multiple options for securing capital to business owners in the restaurant and bar business.


  • What is the rate?
  • The rate is determined on a deal by deal basis. Essentially, the investment group will advance money to you which will be paid back out of future sales.


  • I have bad credit. Can I still qualify?
  • Yes. Bad credit is OK. As long as you are in business and making new sales every month, we have money available for you!

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    Merchant Service Processing FAQ's

  • What are the rates that I will pay to process?
  • Rates are determined by length of time in business, credit, and overall monthly sales volume. We will work with you to beat any rate you currently have, or deliver the best rate to you available if you are a new customer.


  • Can I lease the terminals?
  • Yes. You do not have to purchase any expensive equipment.

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    Payroll Services FAQ's -

  • Are there any set up fees?
  • No. There are never any set up fees!


  • Do I have all of my tax reporting handled for me?
  • Yes. We have partnered with a premier payroll provider delivering the latest in technology and reporting, and first class customer service.

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    Insurance Service FAQ's -

  • Do you offer group health insurance plans?
  • Yes we do. Our minimum is a company with at least 2 employees.


  • What types of life insurance do you offer?
  • We offer term, whole life, variable life, and annuity products.


  • I need insurance for my building or home, can you help?
  • Yes - we have in our group top providers of Property and Casualty insurance products covering home and auto.

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    Financial Planners FAQ's -

  • I am scared to invest. What should I do?
  • We can set you up with a consultation with a seasoned financial professional to discuss multiple options to protect your assets and grow them suiting your overall financial needs

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    Business Start Up Services FAQ's -

  • How do I incorporate?
  • Moneynyc.com will facilitate your start up business needs by having a seasoned attorney set up your new business according to the rules of the state that you will be doing business in.

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    Tax Preparation and Tax Services FAQ's -

  • Can I work with a local professional?
  • Of course. Moneynyc.com has vetted our professional partners and have worked with some of them in varying capacities for over 20 years. We will place you with a local professional to suite your individual needs.

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    ATM Machines FAQ's -

  • How do I know if my location is a good spot for an ATM?
  • Leave it to us. We will conduct a quick study on your location and determine the viability and potential success of an ATM machine's placement.


  • How much money can I make?
  • Your earnings are determined by machine volume. The busier your location, the greater earnings potential you have as a business owner.

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    Title Companies FAQ's -

  • I need a title back quickly, can you help?
  • We always get this question, and the answer is yes. Over the years as a hard money lender, the title companies that we work with know that speed is the way that we make money. They deliver titles quickly so that business can be closed.

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    Residential Mortgages FAQ's -

  • Who do you work with?
  • Moneynyc.com has partnered with multiple mortgage banks and brokers to ensure that our clients are in a position where there business is valued. We will place your inquiry with a mortgage banker who understands that you came from the moneynyc.com community and you will be presented with the best possible rates and terms available to you.

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    Real Estate Sales FAQ's -

  • Is MLS utilized?
  • Most of the time, yes. However, in some cases, we have buyers on stand by who will purchase property before they ever hit the open markets.

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    Property Management Services FAQ's -

  • How big does my property have to be?
  • We currently manage some single family homes being utilized as rentals. No property is too big or small for us to manage for you.


  • Do you collect rents for me?
  • Yes! That is part of our management services. You don't have to worry. We collect monthly rents and will send you one payment monthly.

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